Real Estate Funding Made Simple
We Provide Creative Capital Partnerships to Real Estate Investors
Every investment starts with a solid financial foundation. Emerald Leaf Homes partners with investors for nearly every financial need, from short-term EMD and transactional funding, fix and flip and new construction loans to long-term DSCR and cash-out refinance.
We are a trusted provider of EMD, transactional and investment funding, with a team of experienced professionals who are dedicated to helping real estate investors succeed. Whether you are a seasoned pro or just starting out in the world of real estate investing, Emerald Leaf Homes has the resources and expertise to help you reach your goals.
Short Term Programs
We can form short term partnerships by providing capital to investors to close on deals.
We can provide Earnest Money Deposits to show good faith in your deal and transactional funding to close on the property.
Earnest Money Deposit
We partner with investors to give you access the funds you need to make an earnest money deposit. We bring a reliable source of funding and ensure that the earnest money process goes smoothly for all parties involved.
Transactional Funding
We can provide creative financing strategies that provides a short-term financial partnership that is paid back quickly to conduct a double closing.
Investor Lending Programs
With partnerships with national lenders, our team of experienced real estate investors supports you in achieving your financing needs. We have built our technology to make the experience of obtaining a loan as predictable and fast as funding investments with cash.
Fix & Flip
Finance up to 92.5% loan to cost
Single-family & multifamily properties
No Prepayment Penalties
Close in as little as 5 business days
Short-Term Rental
Finance up to 75% loan to value; 70% for cash-out
Single-family & multifamily properties
Low or No Prepayment Penalty options
Must be listed on Airbnb, VRBO, or similar
Bridge Funding
Finance up to 75% loan to value; 65% for cash-out
Single Family & Multifamily properties
No Prepayment Penalties
Multi-year Bridge Loan
Rental Portfolios
Finance up to 75% loan to value; 70% for cash out
Single-family & multifamily properties
Low or No Prepayment Penalty options
Minimum of 3 properties
Construction
Finance up to 85% loan to cost; 65% value after completion
Single-family, townhomes, and ADUs
No Prepayment Penalties
Draws fund in as little as 1 business day
Rental Properties
Finance up to 80% loan to value; 75% for cash out
Single-family & multifamily properties
Low or No Prepayment Penalty options
Minimum DSCR 0.75